Does Insurance Cover Water Damage?
Yes, Insurance does cover Water Damage…but there are some details to water damage insurance claims that a professional water damage contractor can answer before a homeowner places an insurance claim.
Water Damage Insurance Claims can be frustrating if you have never been through process.
What to Know When Placing a Water Damage Insurance Claim?
You need to know the source of the water damage before you place a Water Damage Insurance Claim.
The source will determine if there is coverage and if the coverage is limited or not…
The best way to determine the source is to have a contractor do an On-Site Inspection and Assessment to find the source and cause of the water damage.
After the source is found, it makes it easier to explain the issue and water damage to the Insurance Company representative and to answer their questions.
Unfortunately, the initial phone conversation with an Insurance Company can seem like an interrogation.
They will want to know the Source of the water damage…. and did it happen accidentally and all of sudden…. they may ask for an estimate upfront. This is mostly to determine if it is worth it for the homeowner to place a water damage insurance claim.
If you call a professional water damage contractor to Inspect and Assess the water damage, they can let you know if you should make an Insurance Claim for the water damage.
