Does Homeowners Insurance Cover Water Damage from Burst Pipes?
Yes homeowners insurance does cover water damage from burst pipes and the coverage is not as limited as other types of water damage.
When placing a water damage insurance claim for a burst pipe it is important to know 2 things before you talk to the Insurance Company.
- Did the Pipe Burst “Accidentally and All of Sudden”?
- Do you know the Exact Source of the Water Damage?
Did the Pipe Burst “Accidentally and All of Sudden”?
This answer should be Yes! Hardly ever does a homeowner or building owner make a pipe burst on purpose.
This question has confused our customers in the past, when they call the Insurance Company to place a Water Damage Insurance Claim.
Our customers are normally already dealing with a lot because their home is flooded with water damage and then an Insurance Company will slightly integrate them on all the details of their water damage.
Rest assured you don’t need to be the expert….but it does help to have a professional Water Mitigation Company look at the water damage before calling the Insurance Company.Our team will do an On-site Inspection and Assessment of the water damage to help our customers understand the scope of the damage and explain the water damage insurance claim process.
Do you know the Exact Source of the Water Damage?
This is an important question to understand before placing a Water Damage Insurance Claim. An Insurance Company will want to know the Source before they will confirm Insurance Coverage.
Sometimes the source or cause of the water damage is obvious but at times it may take an expert to track down exactly what caused the water damage…
This is when a professional Water Mitigation Company and Plumber can help a homeowner navigate the source of the water before calling the Insurance Company.
